ANALYSIS OF SOURCES OF FUNDS FOR INDONESIAN ISLAMIC BANKS

Islamic banks are that carry out business activities based on sharia principles, or legal principles regulated in the fatwa of Indonesian Ulema Council such as justice and balance ('adl wa tawazun), benefit (maslahah), universalism (natural ), do not contain gharar, maysir, usury, injustice unlawful objects. Funds can also be obtained from own capital, namely by issuing selling shares. Acquisition funds is adjusted to purpose use these funds. The selection funding sources will determine size costs borne. Therefore, must done properly. If obtaining for daily activities, source clearly different if bank wants make a new investment expand business. needed bank's main various deposits, whereas used investments expansion, they capital.